Engineering Next-Gen
Fintech Software
As a dedicated technology facilitator and software engineering studio, WDS designs, builds, and supports custom software for licensed financial institutions, regulated remittance operators, and enterprise ventures — including our proprietary flagship consumer wallet, Orra.
Orra
“Community-Powered Social Finance & Instant P2P Banking”
Our flagship fintech product. A community-powered digital wallet and social finance platform that blends digital banking with seamless peer-to-peer transfers, mutual financial assistance ('Abeg'), algorithmic random blessings, escrow-backed task giveaways, and communal cause crowdfunding.
Core System Features
Engineered Stack
Orra Wallet
orra.com.ng
'Abeg' Quick Lift
Mutual Micro-Aid • Cleared
Utility: Prepaid Power
Instant Token Generation
FBS Money
“High-Volume Cross-Border Remittances Across UK, US, CA & Africa”
Engineered for Frugal Business Services (FBS) Ltd, an FCA-registered financial institution. WDS designed and supports their high-concurrency cross-border money transfer core, automated liquidity aggregation, real-time rate locking, and instant African interbank settlement.
Core System Features
Engineered Stack
FBS Remittance Core
FCA Registered Rail (#756523)
Verx Cloud
“All-in-One Financial ERP, Tax Management & Business Ledger”
A comprehensive business operating platform engineered for modern enterprises, high-growth merchants, and freelancers. Unifies multi-currency invoicing, automated sales tax/VAT declarations, inventory synchronization, and cash-flow intelligence into a single intuitive suite.
Core System Features
Engineered Stack
Verx Business Cloud
app.verx.com.ng
INV-2026-084 // Tech Corp
VAT & WHT Auto-Withheld
DonaPay
“The Modern Lifestyle Banking & Travel Settlement Hub”
An integrated lifestyle and mobile finance hub that bridges digital wallet functionality with global airline reservation engines. DonaPay enables users to book domestic and international flights, manage virtual corporate cards, and execute instant interbank settlements.
Core System Features
Engineered Stack
LOS ➔ LHR (British Airways)
Flight Ticket Settled via Wallet
Plazar
“Distributed E-Commerce Engine & Settlement Highway”
A distributed operating system built for high-velocity merchants and e-commerce platforms. Features flash-sale traffic handling, automated stock reservation switches, and automated daily merchant payout settlements directly into commercial bank accounts.
Core System Features
Engineered Stack
Plazar Engine
plazar.co
Institutional Banking
Technology Advisory
WDS provides strategic software engineering, cloud ledger modernization, and interbank NIP integration advisory for licensed commercial microfinance institutions across Nigeria.
Ijebu Ife Microfinance Bank
Core Banking Cloud Migration & NIP Interbank Settlement Integration
Honey Microfinance Bank
Digital Customer Onboarding & Automated BVN/NIN Verification System
Alekun Microfinance Bank
High-Availability Server Architecture & Automated End-of-Day Ledger Auditing
Obokun Microfinance Bank
Mobile Banking Application Architecture & Transaction Monitoring Engine
Our 4-Stage Technology Modernization Framework
Infrastructure & Compliance
Evaluation of existing on-premise core databases, security vulnerabilities, and regulatory audit criteria.
Cloud Ledger Specification
Designing high-availability failover clusters, encrypted database schemas, and microservice APIs.
Interbank Switches & NIP
Seamlessly bridging the institution to NIBSS, card processors, and automated BVN verification switches.
24/7 Monitored Operations
Continuous production monitoring, automated end-of-day ledger balancing, and maintenance.
Modernizing Your Financial Institution?
Schedule a confidential technical review with WDS engineering leads to discuss your core banking software, cloud migration, or payment integration requirements.
Schedule Strategic Architecture Call